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Which Medicare Insurance Plan to Choose?

Here at Ignite Insurance Group, we are dedicated to helping people navigate different plans and pricing every day. We offer the top carriers and help ensure each person is armed with the most appropriate plan, at the lowest cost. We have helped thousands find the information they need, and there is NEVER a cost for our services.

A noticeable difference between Medicare and health insurance that you’ve had before is that Medicare doesn’t give you an out-of-pocket maximum limit. Theoretically, Medicare Part B service costs could go on and on, with no end in sight. Fortunately, there are Medicare supplemental options to help with these costs.

Compare Medicare Plan Options

Medicare Supplement Insurance Plan? Or Medicare Advantage Plan? Deciding between these two options is the first step to comparing plans and deciding what makes sense for you. There is no right or wrong option and the two types of coverage work very differently.

The good news is that there is coverage available no matter what your budget and we are here to help make the process simple. Medicare Supplement Insurance plans provide more comprehensive care and the wide level of access to providers across the nation who are willing to accept Medicare patients.

Medicare Advantage plans typically come at a lower cost and offer additional benefits that Medicare does not. Medicare Advantage plans may have a network associated with them and many include a Medicare Part D prescription drug plan as well. Instead of paying a higher premium up front, typically premiums are little to nothing, and have have copays for medical services to be paid to the provider at the time of service.

If you are unfamiliar with these two plan types and the differences between Medicare plans, visit our pages on Medicare Supplements and/or Medicare Advantage plans for more information.

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“The Ignite Team has been a fantastic resource for my wife and me. We couldn't be happier with the assistance they were able to provide us."

- Roger D

"All my expectations were met, which is why I called them first. They are efficient, knowledgeable and made the whole process very easy. You can trust them with all your Medicare needs!"

-Rosemary H.

"If you're looking for an experienced brokerage who know the system inside and out, look no further. You'll be guided to your to perfect solution that is most beneficial to you!"

- Walt G

Compare Medicare Advantage Plans 2020

Leaning toward a Medicare Advantage Plan? We are here to help determine which one make the most sense for each person. We will go through each available Medicare Advantage plan available in your area and walk you through the details as they vary in benefits and cost.

At Ignite Insurance Group, we dig deeper for you. We can check to see which networks your physicians participate in and which hospitals you will have access to under your plan. We’ll also compare Medicare Advantage plans in terms of extra benefits like dental and vision, look at your prescription drug list, and figure out overall copays and costs that may arise.

Once we’ve identified a Medicare Advantage plan that gives you access to your preferred providers, we can provide you a detailed summary of benefits and carefully walk through the benefits included in that plan. You will know exactly what having that plan entails and be prepared to utilize all it has to offer.

Choosing an Appropriate Medicare Advantage Plan

Choosing a Medicare Advantage plan is all about comparing premiums vs expected copays. Since there can be multiple different Medicare Advantage Plans in each county, we’ll work to narrow those options down.

We first begin by running a list of all the Medicare plans available in your area. Once we have the list, we then begin finding which plans your doctors participate in, as well as your most important services. Then we’ll compare your prescription drugs and costs to see which one makes the most sense.

Comparing Medicare Supplements 2020

Medicare supplements are a bit simpler to compare. These types of plans are standardized by the federal government. However, the monthly premium rate typically goes up from one year to the next. We can help make the shopping experience for that same plan easy, with the goal of finding it at a lower rate.

Since changing policies in the future requires medical underwriting, we can walk you through the health questions. If you are able to answer no to these questions, we can help you apply for a carrier with low rates and good rate trend history. We want you to be satisfied with the plan chosen for years to come.

Choosing an Appropriate Medigap Plan

We can help you identify a suitable Medicare supplement for your personal needs and budget as well as one that will stand the test of time.

To request Medicare insurance policy quotes and get all the data you need to make a good long-term decision, reach out to us for help.

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Ignite Insurance Group

169 Inverness Dr W #350
Englewood co 80111

855-600-0137

Dental Insurance Plans

Our individual dental plans are affordable and can be used for almost any provider - we are happy to give you a quote for a plan available in your area!