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Getting Started with Medicare

Confused?? We are here to help!

If you are within 3 months of your 65th birthday, it is time to enroll into Medicare. If you are drawing on Social Security income, you may have already received your red, white and blue, government-issued Medicare card that reflects Part A and Part B. If you are not drawing on Social Security income or have not yet signed up please see the following steps to get started.

1. Go online at www.ssa.gov – follow the steps to enroll into Parts A and B

2. Call the Social Security office at 1-800-772-1213

3. Visit your local Social Security office and register in person

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Enrollment Periods

Initial Enrollment Period

You can first sign up for Part A and/or Part B during the 7-month period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. If you sign up for Part A and/or Part B during the first 3 months of your Initial Enrollment Period, in most cases, your coverage starts the first day of your birthday month. However, if your birthday is on the first day of the month, your coverage will start the first day of the prior month. If you enroll in Part A and/or Part B the month you turn 65 or during the last 3 months of your Initial Enrollment Period, the start date for your Part B coverage will be delayed.

Special Enrollment Period

After your Initial Enrollment Period is over, you may have a chance to sign up for Medicare during a Special Enrollment Period. If you didn’t sign up for Part B (or Part A if you have to buy it) when you were first eligible because you’re covered under a group health plan based on current employment (your own, a spouse’s, or a family member’s (if you have a disability), you can sign up for Part A and/or Part B:

Anytime you’re still covered by the group health plan
During the 8-month period that begins the month after the employment ends or the coverage ends, whichever happens first

We understand each person has a unique situation and set of circumstances, please feel free to reach out to our team of experts directly to get your questions answered at (855)-600-0137.

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Working past age 65?

The steps you will take may be a bit different if you are still working.

Should you keep your employer coverage? Should you enroll into Medicare instead? Should you have both and coordinate your benefits? What is most cost effective?

Answers to these questions can depend on several factors, including cost. We are happy to walk you through your questions, answers and options unique to your personal situation by entering your information to the right.

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Common New to Medicare Questions

FAQ

There is a lot that goes into determining the most appropriate Medicare plan for you. We get thousands of questions from new Medicare beneficiaries every year. Listed below are some of the most common questions we receive when initially getting into Medicare for the first time.

What age does Medicare start?

Do I have to go on Medicare when I turn 65?

How do I get enrolled into Medicare?

Get Help!!

We are here to take the pain away and
help you navigate the process.

Our kind, knowledgeable agents can walk you through this process, one step at a time, from the beginning. Having someone walk you through your steps and options is key when making a decision about your health care plan. From there, you will have peace of mind, as well as a point person to turn to should you have questions or want to make any changes going forward. We are always here and at your service.

Best of all – our service comes at NO COST!
Find out how it feels to have our team on your side. Contact us at (855) 600-0137.

Ignite Insurance Group

169 Inverness Dr W #350
Englewood co 80111

855-600-0137

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